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Offering Coasteering? – Getting the cover you need

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Many providers of this popular activity struggle to find the right liability cover, either because their insurance provider doesn’t understand the activity or they consider it too risky and will not offer terms or a quotation.

We have had recent experience of providers looking for cover at the last minute because their insurance company changed its attitude to risk and pulled out of the market and we know this can be particularly frustrating.

As the temperature warms up, we know for many activity providers offering coasteering is a key part of your activity business, and you will be looking forward to delivering sessions again. You may even be looking to add coasteering to an already established activity schedule.

We can provide cover for your sessions with schools and families as well as adult groups from stag and hen weekends and corporate team building exercises.

Please be assured that Activities Industry Mutual (AIM ) underwriters are familiar with this particular activity when providing a quotation.  We are an Associate Member of the National Coasteering Charter (NCC), and we keep up to date with their meetings and events.  They promote best practice, provider and guide support in the sector, so if you are not a current Member of the NCC we encourage you to have a look at what they offer.

There is also a guide award that the NCC have introduced and the details can be found here https://www.nationalcoasteeringcharter.org.uk/coasteeringguideaward

NCC Guide award outline:

The guide award has been developed by a working group of NCC members, coasteering providers and guides from around the UK.

The award has been structured to allow new guides coming into the industry the opportunity to work through a structured scheme that allows them to gain a base line in standard coasteering guide practice by undertaking a 2-day training course, partaking in a consolidation period and then undergoing a formal assessment. Existing coasteering guides who already have experience and some formal training will be able to apply for the opportunity to APL the training elements of the award.

Photo Credit: TYF Adventure

 

COVID 19 – Coasteering Update

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An update on Coasteering 

The Govt Guidelines are clear…ish and we know that you are all trying to find ways to make them work for you.  We appreciate that Members are finding it frustrating only being able to take out small groups.  At present, albeit subject to change, in England, providers can only meet with up to 30 people for non-commercial reasons (funerals etc). Otherwise, you have to stick to the Government Guidelines so a maximum of 6 people (including the guide/instructor).  This leaves a group of 5 clients which can consist of a maximum of 2 lockdown groups.

The exception to this is that if there is a lockdown group that has self-isolated for more than 2 weeks previously, you can go to normal ratios.

In their guidance, the Government also says that if the NGB/Equivalent applies for an increase of group numbers, then they will consider it.  Surfing England have been successful in this, and last Thursday have increased their ratios to 1:8.  The NCC is also considering this and meeting to discuss so please keep an eye on their website for further information.

If you are in Wales, the position is slightly different and you can take up to 30 people out from different households!  Lucky Wales.

We hope this update assists.  As the situation develops we hope to provide you with more information.