Posts
Surfing & Watersports : Coast to Coast Surf School – Olympic Feature
/in News/by Activities Industry MutualCoast to Coast Surf School was established in Dunbar and 2024 marks its 20th anniversary. Now operating in Scotland’s West, North and East coastlines offering a wealth of water based activities, including surfing tours, paddleboarding and coasteering. They have been a Member of the Mutual since 2014 and share with us their thoughts on the […]
Mountbatten Watersports & Activities Centre – Member Profile
/in Member Profiles, News/by Bird MarketingEstablished in 1999 on the site of a former RAF base in Plymouth, the Mount Batten Watersports and Activities Centre is one of the foremost Outdoor Education centres in the South West.
Free Pharos Response Training for AIM Members – Registration required
/in News/by Activities Industry MutualThe team at Pharos Response is delivering some additional free hour-long training sessions open to AIM Members. Please find below training topics and links for you to register.
Please note that you will need a Zoom account to register so if ‘your email is not authorised’, this is because you do not have a Zoom account. Simply set one up in 2 minutes for free using the Zoom ‘sign up for free’ link at the top of the registration page. You will only need to do this once.
https://pharos-response.co.uk/sectors/aimmembers/
Any problems or questions with registration, please contact the Pharos team at [email protected].
Best Caving Destinations in the UK
/in News/by Activities Industry MutualWe’ve had some questions recently about whether AIM can cover caving activities, so we thought it a good time to explore the best caving destinations in the UK. Here’s a round up of 15 magical caves provided by The Camping and Caravanning Club.
If your business is providing guided caving trips or you own an artificial cave, please be assured that we are very much still in the market and we can offer cover for this. Please indicate to the Underwriters when you call us for a quote or when filling in the proposal form.
As part of our underwriting process we would ask that you have the recognised qualification to deliver this type of activity. There are also a number of organisations which provide guidance and regulation Association of Cave Instructors :: Association of Caving Instructors and also CIC – British Caving Association (british-caving.org.uk)
15 Best UK Caves to Visit – The Camping and Caravanning Club
Free Pharos Response Training for AIM Members – Registration required
/in News/by Activities Industry MutualThe team at Pharos Response is delivering some additional free hour-long training sessions open to AIM Members. Please find below training topics and links for you to register this side of Christmas, including a repeat of the recent media training for those of you who missed it.
Please note that you will need a Zoom account to register so if ‘your email is not authorised’, this is because you do not have a Zoom account. Simply set one up in 2 minutes for free using the Zoom ‘sign up for free’ link at the top of the registration page. You will only need to do this once.
Please limit registration to three people per organisation to allow space for more organisations.
Keeping people safe onsite: your non-activity H&S duties and how to be compliant
Monday 25th September 1600-1700
For all adventure activity organisations.
Register now: https://us06web.zoom.us/webinar/register/7016892368682/WN_EEYUi4vdSWOZxzOus4ic_w
How to meet a school’s needs of a trip provider and more easily gain trip approval
Monday 16th October 1600-1700
For all adventure and travel organisations serving schools.
Register now: https://us06web.zoom.us/webinar/register/5016907272623/WN_gJZ9en83SyqpAmmr8pAgvg
Critical incident plan: how to structure yours
Monday 20th November 1600-1700
For all adventure and travel organisations.
Register now: https://us06web.zoom.us/webinar/register/1016907273128/WN_il4aC4HMQxifxDlH_p9WIA
(Repeat session) Managing the media during a crisis: how to help protect your hard-won reputation.
Monday 11th December 1600-1700
For all adventure and travel organisations.
Register now: https://us06web.zoom.us/webinar/register/5216883172841/WN_d-so1jP9TYGzuED9Za-6AQ
As a reminder for those of you who are not aware of Pharos Response, they are risk & reputation management specialists and provide AIM Members with significant discounts on their 24/7 incident response service. For details or to subscribe to this service, click here https://pharos-response.co.uk/sectors/aimmembers/
Any problems or questions with registration, please contact the Pharos team at [email protected].
E-bikes and E-scooters – what’s the fire risk?
/in News/by Activities Industry MutualAIM’s supporting insurer QBE published this article which we know many activity providers will benefit from the safety messages contained within.
E-bikes and e-scooters are a great boon to getting around quickly and efficiently, but concern over the potential fire risk is growing.
E-bikes and e-scooters – what’s the fire risk? – QBE European Operations
Lightning Strike & Business Interruption Cover
/in News/by Activities Industry MutualWhilst many activity providers will be out enjoying the warm weather, the met office have issued warnings regarding thunderstorms, lightening, and heavy rainfall whilst the heatwave continues.
Lightning strikes are thankfully rare but they can happen, and they are only one possible cause of damage – fire, storm and flood damage are more common and of course all of these can cause a building to be unavailable for use, with practical and financial implications for an activity provider. Ensuring you have Business Interruption cover as part of your policy is important.
A previous AIM member needed assistance during a violent storm of heavy rain and very strong winds, lightning struck the gable end of one of the dormitory blocks on their site. This strike damaged the fire alarm at the building which stopped it from functioning. The storm rumbled on and by 4am a local milkman, on his rounds, discovered the building was on fire and alerted the emergency services. Unfortunately by this time, the building had suffered significant damage including a collapsed front roof and damaged undercroft plus smoke damage throughout and all services (water/electric) were destroyed.
“The effect on future bookings could have been disastrous, a group was booked in for the following week so alternative accommodation had to be found and the local youth hostel kindly provided this for us.
The need to have the correct plans in place to deal with an incident of this nature is paramount. The centre already had a critical incident plan which was adhered to at the time and since then we have continued to update this plan, and other processes on an annual basis”
This particular Member had Business Interruption cover, which was important for their survival as it covered loss of earnings while the new dormitory was being build and an entire term’s worth of business. To lose this level of income would have been disastrous. The outcome was a positive one for them but without this important cover the story could have been very different.
Are You Covered?
AIM offers Business Interruption cover to all members who take Property Damage cover.
Business Interruption covers loss of income (including rent where appropriate) and increased costs arising from damage to a member’s premises. Surveys indicate that most SME’s buy cover for their buildings and contents, whether with AIM or a conventional commercial insurer, but fewer opt for the protection of Business Interruption cover as well.
If you are interested in learning more about Business Interruption, and receiving a quotation, please contact our team and we will be happy to provide a quotation.
About Us
AIM was established in 2005 in response to growing demand within the sector for a cost-effective alternative to traditional insurance cover.MORE ABOUT US
Latest News
- Changes to AALA Licensing – Adventure RMS Statement23rd January 2025 - 2:45 pm
- Mountain Skills in the Winter27th November 2024 - 2:46 pm
- Anti Harassment Law – Duty on Employers17th October 2024 - 5:26 pm
Covid-19 Updates
- COVID 19 Update – NYA – Managing youth sector activities and spaces24th June 2021 - 2:40 pm
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