Public & Products Liability Cover

Public Liability cover protects you in the event that you are legally liable for loss, death or injury to a third party or damage to a third party’s property.

  • The standard limit of cover is £5,000,000 for each event, however this can be increased if required.

Products Liability provides protection if loss, death or injury to a third party or damage to a third party’s property is caused by your products.

  • The standard limit of cover here is £5,000,000 in total for all claims during your annual cover period, but an increased limit is available on request.

Public Liability cover provided by AIM is on a “losses occurring” basis.  We are usually able to offer a retroactive extension for those wishing to convert from a “claims made” policy.    If you want more information on the difference between “claims made” and “losses occurring” cover and any potential gaps in your cover then please don’t hesitate to ask.