Offering Coasteering? – Getting the cover you need
Many providers of this popular activity struggle to find the right liability cover, either because their insurance provider doesn’t understand the activity or they consider it too risky and will not offer terms or a quotation.
We have had recent experience of providers looking for cover at the last minute because their insurance company changed its attitude to risk and pulled out of the market and we know this can be particularly frustrating.
As the temperature warms up, we know for many activity providers offering coasteering is a key part of your activity business, and you will be looking forward to delivering sessions again. You may even be looking to add coasteering to an already established activity schedule.
We can provide cover for your sessions with schools and families as well as adult groups from stag and hen weekends and corporate team building exercises.
Please be assured that Activities Industry Mutual (AIM ) underwriters are familiar with this particular activity when providing a quotation. We are an Associate Member of the National Coasteering Charter (NCC), and we keep up to date with their meetings and events. They promote best practice, provider and guide support in the sector, so if you are not a current Member of the NCC we encourage you to have a look at what they offer.
There is also a guide award that the NCC have introduced and the details can be found here https://www.nationalcoasteeringcharter.org.uk/coasteeringguideaward
NCC Guide award outline:
The guide award has been developed by a working group of NCC members, coasteering providers and guides from around the UK.
The award has been structured to allow new guides coming into the industry the opportunity to work through a structured scheme that allows them to gain a base line in standard coasteering guide practice by undertaking a 2-day training course, partaking in a consolidation period and then undergoing a formal assessment. Existing coasteering guides who already have experience and some formal training will be able to apply for the opportunity to APL the training elements of the award.
Photo Credit: TYF Adventure
