As we approach the winter months it is worth reminding ourselves of how best to be prepared on the mountains in winter.
We have many Members who operate during the winter so if you are thinking of offering some winter activities to your schedule then please let us know so we can ensure you have the right cover in place.
Mountain Skills _HM-article (1)
Our legal colleagues at HCR Law have provided some guidance on the new duty which requires all employers (regardless of their size, sector or circumstance) to take reasonable steps to prevent sexual harassment in the course of employment and is anticipatory. This means employers should not wait until an incident occurs before taking action.
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AIM’s supporting insurer QBE has produced this useful flood response checklist that covers many of the key points that Members should consider if you are concerned about flood risk at your premises.
If you have any questions about the cover you have in place please do get in touch with our underwriting team.
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Many providers of this popular activity struggle to find the right liability cover, either because their insurance provider doesn’t understand the activity or they consider it too risky and will not offer terms or a quotation.
We have had recent experience of providers looking for cover at the last minute because their insurance company changed its attitude to risk and pulled out of the market and we know this can be particularly frustrating.
We can provide cover for your sessions with schools and families as well as adult groups from stag and hen weekends and corporate team building exercises.
Please be assured that Activities Industry Mutual (AIM ) underwriters are familiar with this particular activity when providing a quotation. We are an Associate Member of the National Coasteering Charter (NCC), and we keep up to date with their meetings and events. They promote best practice, provider and guide support in the sector, so if you are not a current Member of the NCC we encourage you to have a look at what they offer.
There is also a guide award that the NCC have introduced and the details can be found here https://www.nationalcoasteeringcharter.org.uk/coasteeringguideaward
NCC Guide award outline:
The guide award has been developed by a working group of NCC members, coasteering providers and guides from around the UK.
The award has been structured to allow new guides coming into the industry the opportunity to work through a structured scheme that allows them to gain a base line in standard coasteering guide practice by undertaking a 2-day training course, partaking in a consolidation period and then undergoing a formal assessment. Existing coasteering guides who already have experience and some formal training will be able to apply for the opportunity to APL the training elements of the award.
Photo Credit: TYF Adventure
Coast to Coast Surf School was established in Dunbar and 2024 marks its 20th anniversary. Now operating in Scotland’s West, North and East coastlines offering a wealth of water based activities, including surfing tours, paddleboarding and coasteering. They have been a Member of the Mutual since 2014 and share with us their thoughts on the […]
The AIM offices will be closed from Thursday 2nd June and re-opening on Monday 6th June.
If you have a claims matter then please call 01892 888 423 and leave a message or email [email protected]
For all other matters please call 01892 888 423 and leave a message or email [email protected]
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